Manager/AVP , Product Development Team(Commodity Product), Wealth Product Department

岗位职责
Product Strategy & Business Growth: Define and execute the business strategy for the gold portfolio to drive trading volume, AUM, and fee income.

Product Development & Lifecycle Management: Lead the development and enhancement of gold investment products. Review and optimize existing product features, pricing mechanisms, and sourcing channels (for physical gold).

Digital Transformation: Collaborate with IT and Digital Banking teams to enhance the online/mobile trading experience for Paper Gold and physical gold transactions.

Market Intelligence & Pricing: Monitor global gold market trends, competitor pricing, and regulatory changes to ensure the Bank’s products remain competitive and compliant.

Sales Enablement & Marketing: Partner with Marketing and Segment teams to design promotional campaigns. Provide product training and market updates to relationship managers (RMs) and front-line staff.

Risk & Compliance: Ensure all gold products, marketing materials, and sales processes comply with HKMA, SFC, and internal risk management policies.

岗位要求
Education: Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline.

Experience: Minimum 4–6 years banking or financial institution experience, with at least 3 years specializing in investment product management (ideally with direct experience in retail gold, structured products, or FX/commodities).

Skills: Deep knowledge of the gold market, precious metals trading mechanisms, and banking operational workflows. Strong project management and data analysis skills.

Competencies: Excellent communication and stakeholder management skills to work effectively with treasury, risk, compliance, and front-line sales. Fluent in English and Chinese (Cantonese and Putonghua).