Ant International-Credit and Loan Operations Support (Loan & Credit Support)-Ant Bank

岗位描述
1. System Requirements Consolidation & Optimization: Responsible for gathering and analyzing system requirements across the full loan lifecycle (pre-loan, loan servicing, and post-loan stages), coordinating with Risk, Technology, and Operations teams to consolidate requirements; lead back-office system optimization to build an efficient, automated loan operations framework.
2. Reporting Framework Maintenance: Manage the credit and loan reporting framework to ensure accuracy and timeliness; continuously refine report logic and presentation in response to business changes to enhance data usability.
3. New Product Launch Support: Participate in the design of new loan products; coordinate system development, testing, and go-live to ensure back-office systems support new product requirements in a timely manner; assist in defining product operating procedures and system configurations.
4. Regulatory Compliance & Process Optimization: Develop and refine credit operations processes and procedures in accordance with regulatory requirements; periodically review the compliance of systems and reports to ensure business operations meet regulatory standards.
5. Credit Data Submission System Maintenance: Ensure the smooth operation of the credit data submission system; coordinate data preparation, submission, and exception handling to safeguard the accuracy and timeliness of submissions.
6. Cross-Departmental Collaboration: Act as a bridge between business and technical teams; coordinate resources to drive the implementation of system optimization projects, ensuring aligned requirements and well-managed project timelines.

岗位要求
1. Bachelor's degree or above, preferably in Finance, Banking, Information Technology, Business Administration, or related disciplines.
2. Minimum 3–5 years of relevant experience in loan operations, credit management, or digital banking within banks/financial institutions; familiar with pre-loan, loan servicing, and post-loan processes.
3. Solid experience in system requirements analysis and process optimization, with the ability to communicate and collaborate effectively with both technical and business teams to drive project delivery.
4. Familiar with loan regulatory compliance requirements and credit data submission regulations, with strong risk and compliance awareness.
5. Excellent data analysis and report management skills; proficient in MS Office (especially Excel) and reporting tools.
6. Good written and verbal communication skills in both Chinese and English (Cantonese, Mandarin, and English), with the ability to independently handle multi-party coordination.