岗位描述
岗位描述
Job Overview
Lead the comprehensive payment product experience for AlipayHK, including building payment capabilities and designing solutions. Construct an end-to-end payment product system covering user-facing interfaces to fund settlement, delivering high payment success rates and compliant fund flows for diversified business scenarios, while supporting rapid business growth and user experience enhancement.
Core Responsibilities
1. Payment Product System Development
ꔷ Design product strategies for payment methods, including local/cross-border e-wallet capabilities to optimize payment success rates and user experience.
ꔷ Establish full-process payment state management models (from payment initiation to transaction completion), continuously refining payment conversion funnels.
ꔷ Collaborate with card networks, leading PSPs, and banking channels to drive payment method implementation and technical solution reviews.
2. Cross-Functional Collaboration & Implementation
ꔷ Lead end-to-end implementation of integrated payment + fund solutions across tech, BD, compliance, and operations teams.
ꔷ Iterate products via data insights, balancing user experience, capital efficiency, and regulatory compliance.
ꔷ Develop industry-standard solutions and document payment product methodologies/knowledge bases.
岗位要求
ꔷ Experience: Prior work in payment methods/full-process payment state management preferred.
ꔷ Skills:
ꔷ End-to-end product execution: Market analysis, requirement mining, functional design, business process modeling.
ꔷ Strong logical thinking and abstraction capability to distill standardized solutions from complex scenarios.
ꔷ Data-driven decision-making with acute analytical sensitivity.
ꔷ Soft Skills:
ꔷ Excellent cross-team communication, resilience under pressure, and product ownership mindset.