Associate, Credit Portfolio Management (Secured Product), Risk Management Group

Business Function

Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.

Responsibilities

Analyze and monitor the credit portfolio of the consumer banking division, identifying trends, risks, and opportunities for optimization

Develop and implement strategies to manage the credit portfolio, including risk mitigation, portfolio diversification, and performance enhancement

Collaborate with cross-functional teams, such as credit underwriting, collections, and product management, to ensure alignment and effective portfolio management

Conduct regular portfolio reviews and provide comprehensive reports to senior management, highlighting key insights and recommendations

Stay up-to-date with industry best practices, regulatory changes, and market dynamics to enhance the bank's credit portfolio management capabilities

Contribute to the development and refinement of credit policies, procedures, and risk models to align with the bank's risk appetite and strategic objectives

Requirements

Bachelor's degree in Finance, Economics, Statistics or a related field,a master's degree is preferred.

Minimum 3 years of experience in credit portfolio management, preferably in the consumer banking or retail lending industry

Strong analytical and problem-solving skills, with the ability to interpret complex data and derive actionable insights

Proficient in the use of data analysis tools and techniques, such as Python, SQL, Excel, and data visualization software

Excellent communication and presentation skills, with the ability to effectively convey complex information to diverse stakeholders

Demonstrated experience in developing and implementing credit portfolio management strategies and initiatives

Thorough understanding of credit risk management principles, regulatory requirements, and industry best practices

Ability to work collaboratively in a team environment and contribute to cross-functional initiatives.

Location:
Taipei Hub - 12F

Job:
Risk Management

Schedule:
Regular

Employee Status:
Full time