Assistant/ Deputy Credit Risk Manager (Credit Approval)

Responsibilities

Ensure the implementation of retail credit risk management and credit quality

Assist in monitoring changes in the quality of retail credit assets, and decide on appropriate risk mitigation measures

Develop and implement credit strategies to facilitate the credit process workflow related to approval and compliance issues

Support frontline to carry out credit business in compliance with the Bank's credit policies and guidelines

Provide recommendation and approve the credit application within the certain authority

Develop credit related projects, products and program

Improve risk management knowledge within department by providing training and consultancy support

Implement application scorecards in Decision Engine

Ensure all necessary documentation and Decision Engine control measures are in place

Requirements:

University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.

1 year or more experience in credit / financial analysis

Sound knowledge of all aspects of credit industry.

Good credit sense / credit judgment with strong communication and interpersonal skills

Proficiency in both spoken & written English and Chinese including Putonghua.

Good knowledge of Microsoft Office